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X Financial Stock Price·Forecast · AI Analysis | StockRay

X Financial

XYF · Financial Services · $30M

Pre-market $4.70-2.49%

2026 Q2 earnings

Price

$4.79

$4.82

Jul 24, 26Oct 21, 26

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See its score for free — revenue and money flow, graded on one standard.

Quarterly Financials

RevenueOperating IncomeNet Income

6/'26

Preliminary · some items pending

Revenue—

Net Income$4M+116.7%

3/'26 vs prev quarter

Company Health

Market Cap$30M

2026 Q3 EarningsPreliminary disclosure

2026 Q2 EarningsReflected in score

2026 Q1 EarningsReflected in score

2025 Q4 EarningsPreliminary disclosure

2025 Q3 EarningsPreliminary disclosure

2025 Q2 EarningsPreliminary disclosure

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Daily Prices

10.21$4.82-1.03%

10.20$4.87-4.51%

10.19$5.10+2.41%

10.16$4.98-2.73%

10.15$5.12+5.57%

10.14$4.85-3.58%

10.13$5.03-0.59%

10.12$5.06-1.75%

10.09$5.15+1.58%

10.08$5.07-4.16%

Quarterly Revenue Growth

PriorCurrent

25년 6월25년 9월25년 12월

Revenue Breakdown

As of Dec 2025

Source: Company IR filings

Xiaoying Credit Loan49.1%
Loan Facilitation Service27.1%
Financial Service9.8%
Service, Other4.8%
Other service4.6%
Guarantees4.5%

BusinessFinancial - Credit Services·xiaoyinggroup.com↗

“대출 취급액은 116억3천만 위안으로 전 분기 대비 20.5% 줄었지만, 1분기보다 감소 속도가 크게 완화됐어요.”

In the company's words · 2026 2분기 earnings call